Tactics To Help The Financial Problem Of Divorce

by Maricela Perlmutter

My very own advice to anyone struggling in their marriage is to make a scheduled appointment to go to a quality professional counselor or a marriage therapist. The main reason why I suggest this is because generally, counselors and therapists are people who deeply wish to see marriages and families restored rather than torn apart. If I am attempting to find somebody to help me fix my car, then it is far smarter to get help from an individual who actually believes that cars or trucks can be fixed, right? Without a doubt. This is especially true with marriage. Do not go for help to someone who believes that marriages should end easily and for no reason at all. Go instead to a professional who is trained in providing you with wisdom about ways to make your partnership work.

I feel that divorce is among the biggest epidemics in our present society that isn't being recognized or taken care of as such. As a marriage counselor, of course divorce is something that I am excited about because it is something that I am spending my life to fight against. I am not ignorant enough to think that I will see all cases of divorce end during my lifetime, nor am I ignorant enough to believe that all divorce cases even should be stopped. I am, yet, perhaps ignorant in my belief that it is ridiculous for people considering divorce to get advice from a divorce lawyer.

Currently, the majority of you are thinking I'm mad. Who would go to a divorce lawyer for solutions about their failing marriage? Many individuals, regrettably. I actually had no idea until I began working with marriages and families in crisis just how many individuals and even couples were seeking refuge and information with their divorce law firm.

Plan for payments. Create a detailed budget, based upon your new income level, and use free cash flow to pay off debts. A lot of people find the most efficient way to repay debts is to first pay down smaller bills then pay off loans and unsecured debt, an example would be credit cards, starting out with the account with the highest interest rate.

Call all creditors for shared accounts such as charge cards, fuel cards, department store cards, phone cards, etc. Close the accounts if you're not carrying balances, or remove your name from jointly held accounts. Don't forget that for jointly held credit cards, and for any other debts incurred in the course of the marriage in community property states, you have got shared legal responsibility and thereby share any potential negative credit rating impact. Which means that if your spouse does not make payments after the divorce, it could come back to haunt you and your credit rating.

Make sure your ex-spouse is making his or her payments. Whenever possible, make provisions in the divorce agreement for reporting on resolution of significant debt. There are important implications for you personally if your spouse does not meet his/her end of the bargain on debts allocated within the divorce proceedings.

A divorce lawyer is fantastic for people who are sure that divorce is the option they are deciding on. If, nonetheless, you are still unsure of your options and if you still are hoping for healing in your marriage, then a divorce law firm is the last man or woman you should see.



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